The Cashflow Board Game Teaches you How to Get Rich

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Board games have initially been a great way to find some entertainment before the internet age. With pretty much every kid having a phone, surfing through Instagram, TikTok, or YouTube is more entertaining than sitting down with the family for a couple of hours to play a board game. Or at least these are the things I picture.

Board games were a great way to unwind, connect with friends or family, or break chairs when someone cheats. Anyways, it’s safe to say that we hardly think about them anymore.

But as you have read through the title, there is an essential factor that these games provide to us. Rea life lessons and teachings that they provide.

So, what is this I’m referring to? Well, it’s the CASHFLOW board game. It’s a game Robert Kiyosaki has created, whom you may have heard of through his popular best-selling book, Rich Dad Poor Dad.

Now every influencer you know has talked about this book and how it’s drastically changed their lives. They have gone from a high school dropout to someone who makes seven figures in a year. And they’ll even teach you how to do that too with drop shipping!!!!! Wow!!!

Yet, I’m sure you haven’t heard anyone or many talk about this board game.

Today, I want to talk to you about what precisely this board game teaches you and why you should consider playing it with yourself or your family.

CASHFLOW Board Game Overview:

Let me describe briefly how the CASHFLOW board game works. At the beginning of the board game, you have the chance to select your dream. Various options range from being a skybox ticket holder for your favourite sports team or travelling to different Asian cities.

Afterward, you are given information relating to your financial statement. This financial statement displays your income, expenses, assets, and liabilities. Usually, you are given a decent salary, with moderate costs and plenty of debt. Somewhat similar to real life experiences.

You will get paid your net income or your salary minus your regular operating expenses as you travel through the board.

Throughout the board, there are opportunities for you to purchase assets. Everything from a business to rare coins. Think of it as Monopoly in a sense, where you can buy or pass upon properties.

However, these assets have the chance to generate more cash flow regularly.

At any time, you can borrow or pay off your loans. But beware, there are spots on the board where sudden expenses will appear, and you have no choice but to pay for such costs. Even if it means you need to borrow the money to do so.

The objective is to earn enough passive income to cover your total operating expenses. Once you have completed this objective, you are moved to the final round. This means, to fully win the game, you either need to exceed $50,000 of passive income or simply purchase your dream.

This 2nd objective is taken place on a different board, where again, you earn some money whenever you pass through the particular spots but have the chance to invest in assets or gamble your money.

What Does CASHFLOW teach all of us?

Image by Free-Photos from Pixabay

The very first thing that the CASHFLOW board game teaches us is how to pick a dream and focus on it. The entire objective of the game is to narrow down your dream and stop at nothing until you are finally able to escape the rat race and live that dream.

This is an essential concept for us in real life. It’s crucial to pick a dream so you can realize what you intend to do for the rest of your life. Yet often, when we have something in mind, and be honest, how often do we chase after it relentlessly? Do this dream and passion become the sole focus of your life?

I want to say less than none. We all see those who can do this and have their accomplishments. But it takes hard work, dedication, and time to get there. That’s why if you see someone on the internet claiming they are a self-made millionaire and want to teach you how you can also get rich, their dream is to sell you your own dreams of being rich.

But even with this board game, you don’t instantly win by purchasing your dream. It takes strategy, and more importantly, it all takes time.

So, I really see this game being a huge life lesson for all of us. Focus on what we aim to accomplish and stop at nothing until we can actually do so.

We Should Escape the Rat Race:

At one point, I discussed what the rat race was on my Instagram page (you should already know this is a plugin for you to follow me).

Think of the rat race as an endless cycle. Maybe someone works a miserable 9-5 job up to the current point of their lives, just to continue that same path for the rest of their lives. They aren’t rich and don’t have much freedom that being financially free can provide to you.

That’s my definition of the rat race, where we are stuck in this constant routine, with little change, and as well with little freedom. Now, if you enjoy your job, that’s great. Our passions are different, and that’s fine. There’s nothing wrong with working at a job you really love.

The whole idea behind this rat race was from Rich Dad Poor Dad. I’ll leave a link here if you are interested in reading a summary of the book.

rich dad poor dad summary

But, who wants to work for the rest of their lives? Wouldn’t you want the freedom that comes from being financially free?

I don’t think many of us want to work forever, and that’s why we ideally should escape this rat race. So, we can all be granted the freedom to do whatever the hell we want.

And CASHFLOW shows us how we can escape this seemingly endless cycle. Purchase assets, not liabilities, and continue to do so until you have enough that will cover your expenses.

Understand, this isn’t an easy thing to do for everyone. However, it’s worth it in the end, as we can try to visualize once we can finally purchase this dream and win the game. Imagine being able to sail the seas and escape society. Or to fund a new library.

By staying in this rat race, we can take a glimpse of what it’s like, as without purchasing assets to generate your passive income, you will be stuck going around, and around the game board for however long you want to. Very similar to the effects it will have on you in real life.

How To Escape The Rat Race:

While the idea and concept of escaping this race sound really easy, how exactly do you do it?

Well, there really isn’t a step-by-step plan to do it. People will tell you exactly how you can do it, but not what to look for and when to buy assets, etc.

Unfortunately, I can’t be that guide because there really is no way for me to recommend you to purchase a house or a stock, simply because my strategies may not work for you.

However, there are some things I can briefly discuss that you can use as a reference to more research and learn to build your own strategies and generate wealth.

Buy Assets, Not Liabilities

Image by Firmbee from Pixabay

Perfectly explained by Robert Kiyosaki, an asset is anything that puts money into our pockets. Liabilities are the opposite. It takes money out of our pockets. So, anything that costs you money, such as clothes, a car, or a house, is typically deemed liabilities because you are paying for these things. There are ways you can turn liabilities into an asset, but I won’t discuss that here.

Look for investments similar to what was brought by the board. Acquisitions of shares or other public securities in companies, so over time, you can gain extra money through increasing prices and, of course, dividend payments. Using real estate to provide rental income to your household is another significant way to generate more cash over time. Creating a business that does not require a heavy presence will hopefully create more money, as long as it is sound and profitable.

Decrease your expenses

Maybe you are currently struggling to generate large amounts of passive income for whatever reason. So instead, perhaps it’s time to look at if you can decrease your living expenses. There are some simple ways you can save more money and decrease your costs. They include;

  1. Carpooling with friends or coworkers
  2. Using a dividend credit card to earn cashback on everyday purchases
  3. Eat out less and learn to cook
  4. Stop paying for lottery tickets or gambling (if you are not winning consistently, of course)
  5. Pay off loans faster.

I understand that some of these strategies are very generic and basic. Yet, utilizing them could save you an enormous amount of cash and eventually leave you with fewer monthly payments.

Seek Mentorship/Business Partner

This certainly isn’t a necessary step. When I think of mentorship, I always think of Mark Cuban saying that you don’t need it, which is true. All of these are options for you to use. However, if you can find someone who has accomplished what you want to and is willing to teach, why wouldn’t you be curious to take advantage of that? Personally, I find it’s great to talk to individuals who can accomplish something similar to you and learn from them. At the end of the day, many people are willing to teach you and speak to you about their own passions. You certainly will stumble into those who aren’t willing, which happens. Don’t get discouraged and continue searching until you find someone willing to help you.

Instead, you could find someone who is very profitable in their niche or excellent at what they do and see if they need an outside investor or are willing to partner in a business. I imagine this method will take significant time and an upfront cost, but for those struggling, it could benefit learning from someone else about what makes them profitable and successful. Or simply put, invest their money into someone or something that has a consistent record of earning adequate returns. Shoutout to The Intelligent Investor.

At the end of the day, you just need enough income from your own sources, and not your employer, monthly to quit the job and start becoming more financially independent. However, ensure that the payment can be consistent and not just something that happens once and eventually dies. Consistency is vital and will only be told over time. So be patient, and continue to lock into your goals.

We Need a Financial Statement to Guide Us:

The statements that the board game provides us when playing are beneficial and valuable. I mean, think about it; everything is organized to what it should be. We clearly can see our income lines, where they are generated from, which is the same with our expenses. Then we easily are able to determine our assets and liabilities, to question if we have enough investments and too many liabilities.

It serves as our complete guide in showing us how far we are now and how much more we need to go. This sort of statement will help us measure our goals, and in which, are we doing enough of? Even I lay guilty when asked this question. But the simple truth is that we need to measure our progress because that’s when required adjustments can be assessed and taken.

In fact, I don’t know what I would change when replicating from the financial statement framework provided to us in the CASHFLOW board game. If you are interested in obtaining your free budget spreadsheet to help you determine your income, expenses, and investments, feel free to use my own via the popup when you refresh the page.

It also can act as your personal financial statement like the one in this game.

Life Happens:

Life is very unexpected, isn’t it? One day you go from living at your parent’s house, playing video games all day without a care in the world. Next, you are constantly working to pay for your bills and invest the rest into Dogecoin. Life is strange.

Yet, the unexpected costs of life happen. That’s why we cannot get too discouraged when it happens and plan accordingly. Whenever there is a sudden $200 expense that seems to pop up out of thin air, it’s possible you can be ready to pay that expense.

By having an emergency fund, you can help conquer the unexpected costs of tomorrow. Just as CASHFLOW is made, you are expected to see sudden costs arise, everything from paying for new speakers to having another child.

Life happens fast, and sometimes there’s really little reaction time we have. So pay the costs, enjoy the moments you can with friends and family, get out, but always remain focused on your desires and greatness among the stars.

Don’t Jump into Every Body of Water You See:

Image by Katrin B. from Pixabay

Throughout the CASHFLOW board game, you have the opportunity to purchase investments, as I have already made mention. Yet, just because you see a new investment doesn’t mean you should dive headfirst into it.

There are plenty of good and bad investments to be passed around. Even the great investors of the stock market or real estate have taken their fair share of losses.

But just because something is available to you doesn’t mean you should accept it. Instead, you should consider it and do some research, thinking, and analysis. Maybe a house is listed for sale at a staggeringly low price. On the surface, when you are searching through the photos, you see the house looks fantastic, and with the several bedrooms it has, you would be able to make a killing in rent off of the home.

However, what you don’t notice is all of the damage done to the basement and other areas left by the previous guests. These costs to repair would be staggering and may even cost more than the home itself. But no one would post such a thing as the current owner is just looking to make some straightforward cash and bail. To let the property be someone else’s problem.

Throughout CASHFLOW, when you have the opportunity to buy shares of a company at a price significantly above the fair value it has been trading for previously, in your mind, you would say that it’s a no-deal. You wouldn’t pay for something that high because it has more room to fall than for it to grow.

However, when it comes to real life, we may get caught up in the moment and in our thoughts of achieving great fortunes from the investment.

So, like you have the opportunity to here in this game, slow down, breathe, take your time, and when something seems to be a horrible deal, you should just walk away and let it be someone else’s problem.

That way, maybe sometime down the road, where that property was selling at a low price or the stocks were selling way above its typical fair value, there will be the opportunity again to invest in those assets. Except, the repairs have been done, and the share price is much lower.

Suitable investments take time to realize and be built. So always test the water first, and learn how to swim before you cannonball your way to a sinking loss.


I highly recommend playing this board game when you have the chance. In fact, you don’t even need to purchase it. You can simply the online CASHFLOW game for free! Just sign up over on their website.

Another recommendation I have is to play the board game or CASHFLOW  game online a couple of times, and for the first few rounds, develop a strategy you can use to win the game. Then, afterward, as you continue to play through the hoops with another person or yourself, consider how you can translate these results to your own personal life.

Winning the game is much easier than trying to replicate the results in real life. Yet, the satisfaction and rewards are separate from each other.

Once you have played the game, let me know your overall feedback of the board game in the comments or how you have taken this article to use.

I will leave a link on their website to purchase the board game if you instead play and learn from it via the physical world rather than a digital one.

You are also encouraged to visit the Rich Dad website to view more toys or games that teach all of us about investing, cryptocurrency, and more. As my data shows (just on Instagram), Robert is big into crypto right now, and I will be digesting his new eBook and reviewing it for you!

If you’re interested in a CASHFLOW board game review, whether it be the CASHFLOW 101 game or CASHFLOW online game, please let me know in the comments.

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